Terms of Service

1. Acceptance of Terms

By accessing and using the LoanLogic platform, you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our service.

2. Description of Service

LoanLogic is a platform that:

• Connects businesses with potential lenders
• Provides business analysis and recommendations
• Offers business mentoring and advisory services
• Facilitates loan applications and document management

We are not a lender and do not provide financial advice. We act as an intermediary service.

3. User Responsibilities

You agree to:

• Provide accurate and complete information
• Keep your login credentials secure
• Use the service only for lawful purposes
• Not upload malicious files or harmful content
• Respect intellectual property rights
• Comply with all applicable laws and regulations

4. Prohibited Activities

You may not:

• Provide false or misleading information
• Attempt to gain unauthorized access to our systems
• Use the service for fraudulent purposes
• Interfere with other users' experience
• Reverse engineer or copy our software
• Use automated tools to access the service

5. Intellectual Property

The platform and its content are protected by copyright, trademark, and other intellectual property laws. You retain ownership of content you upload, but grant us a license to use it to provide our services.

6. Disclaimer of Warranties

The service is provided "as is" without warranties of any kind. We do not guarantee:

• Uninterrupted or error-free service
• Accuracy of information or analysis
• Successful loan applications
• Specific business outcomes

7. Limitation of Liability

We shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the service.

8. Termination

We may terminate or suspend your access to the service at any time, with or without cause. You may terminate your account by contacting us.

9. Governing Law

These terms are governed by the laws of England and Wales. Any disputes shall be resolved in the courts of England and Wales.

10. Contact Information

For questions about these Terms of Service, please contact us:

• Email: ben@loanlogic.co.uk
• Address: BNGU Limited trading as LoanLogic, Bournemouth, United Kingdom
• Company Number: 13626729

11. Changes to Terms

We may update these Terms of Service from time to time. Continued use of the service after changes constitutes acceptance of the new terms.