01
Start with the decision
Every conversation begins with what the business is trying to do: invest, protect cash flow, refinance, or take the next step.
About LoanLogic
A Commercial Finance Brokerage Built Around Better Preparation
Commercial finance brokerage for UK limited companies that want to understand their position before making a funding decision.
Based in Bournemouth
Working with businesses across Dorset, the South West and the wider UK.
Why we exist
Funding is not a product choice. It is a business decision.
LoanLogic is a commercial finance brokerage and trading style of BNGU Limited. We help business owners make sense of funding: what may be available, how a facility could be structured, and what needs to be ready before an application goes to a lender.
Our work is deliberately practical. We look at the purpose behind the request, the shape of the business, and the commitments already in place before discussing a route forward.
The LoanLogic approach
Preparation is part of the funding.
A lender sees more than a number. We help you assemble the context around it, so the conversation starts from evidence rather than assumption.
02
Build the right structure
The amount matters. So do term, repayment profile, security, personal guarantees, and how the facility sits alongside existing commitments.
03
Prepare before presenting
Good preparation gives a lender a clearer picture of the business and gives the owner a more realistic view of the options available.
What we help with
A route that fits the reason.
LoanLogic works with UK limited companies across a range of commercial funding needs. The right answer depends on the business, the purpose, and the lender criteria at the time.
Unsecured business loans
Asset finance
Invoice finance and revolving facilities
Merchant cash advances
How we work
Clear enough to act on.
We aim to make the next step easier to see, whether that means preparing a funding request or deciding to wait.
- A clear explanation of the route being considered
- A view of what lenders are likely to examine
- Straightforward discussion of cost, security and trade-offs
- A considered answer when borrowing is not currently appropriate
The person behind LoanLogic
A focused brokerage, with a human point of view.
Ben Arhin
Founder · Commercial finance broker
Ben brings 17 years of financial-services experience to LoanLogic, with a practical understanding of the decisions behind a funding request.
LoanLogic is currently founder-led. This page is designed to introduce the people responsible for the work as the business grows, without suggesting a larger current team.
Compliance, stated plainly.
LoanLogic is a trading style of BNGU Limited, company number 13626729. BNGU Limited is a member of the National Association of Commercial Finance Brokers (NACFB).
BNGU Limited is not FCA-authorised and can only complete non-regulated introductions. LoanLogic may receive commission from lenders; different lenders use different commission models, and full commission information is disclosed during the customer journey.
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