LoanLogic is a Bournemouth commercial finance broker. This page is about funding the accountancy practice itself, not referring clients.
For the wider context around recruitment, practice acquisitions and working capital, see our professional services finance overview.
Separate an accountancy firm's own investment decision from an introduction to finance for a client. For client introductions, see our referral partner information.
Assess purchase, transition and cash needed after completion
Buy-in or buy-out depends on the entity and transaction structure
Test payroll against actual fee collection timing
Separate eligible hardware from subscriptions and ongoing software costs
Ben has 17 years of financial-services experience. LoanLogic assesses the business need and potential provider routes without promising a particular outcome.
Buying a practice, buying into a partnership or funding an exit depends on the entity, transaction documents, valuation, ownership and repayment source. It is not automatically personal borrowing.
Map the timing of recurring client fees, payroll, tax and supplier payments against actual receipts. Forecasts help only when assumptions are tested against cash history and existing commitments.
Software subscriptions are recurring costs; hardware may be assessed separately as an identifiable asset. Providers assess affordability and may require security or personal guarantees, even where a facility is described as unsecured.
Acquisitions and partner buy-ins or buy-outs need assessment against the practice's legal structure and transaction. Recruitment and cash-flow needs call for a repayment plan based on actual recurring fees, not just forecast growth. Subscription software differs from financed hardware. LoanLogic can discuss commercial finance routes, but providers decide eligibility and may require security or personal guarantees.
Borrowing has interest and may have lender or other quote-specific costs. LoanLogic is a broker, not a lender; LoanLogic charges no upfront fee and no direct broker fee to clients, and discloses the relevant lender commission information during the customer journey. Compare total repayment, fees, security and affordability before proceeding.
A discussion and assessment, not a promise of offers or timing
Set out purpose, ownership, need and the date it matters.
Review available evidence, affordability and existing commitments.
If appropriate, discuss potential provider routes and their criteria.
Provider decisions and timing vary. Consider costs, security, conditions and repayments before accepting.
Depending on the practice and provider criteria, a funding assessment may cover an acquisition or partner buy-in/out, recruitment and working cash, or eligible hardware. A transaction involving partners depends on the business and legal structure; it is not automatically a personal loan.
Recurring subscriptions are ongoing operating costs and may not suit asset finance. Distinguish these from eligible physical hardware or other identifiable assets, and consider whether existing cash or a suitable working-capital facility is more appropriate.
Prepare the amount and purpose, ownership and legal structure, recent accounts and business bank statements, recurring fees and cash receipts, existing borrowing, acquisition or supplier documents, and a cautious repayment forecast.
No. LoanLogic is a broker, not a lender. A provider assesses its own criteria, affordability, evidence and security requirements. Terms, costs and timing vary, and no finance or approval is guaranteed.
Ben has 17 years of financial-services experience. LoanLogic is a commercial finance broker, and no funding, approval, terms or timing are guaranteed.
LoanLogic is based in Bournemouth. Lender commission and applicable quote-specific costs are explained as relevant.
We use cookies to improve your experience. Privacy policy